Side-by-side · Q2 2026 data
Traverse Catholic Federal Credit Union vs 4front Credit Union
Credit union
Traverse Catholic Federal Credit Union
Traverse City, Michigan · Under $100 million in assets
Metric by metric
| Measure | Traverse Catholic Federal Credit Union | 4front Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 54 |
| Capital cushion | 54 (stronger) | 52 |
| Loan quality | 72 (stronger) | 42 |
| Earnings | 82 (stronger) | 44 |
| Funding & liquidity | 94 (stronger) | 79 |
| Problem-loan coverage | 90 (stronger) | 75 |
| Peer percentile | 49th | 11th |
| Total assets | $92.2M | $1.0B |
| Deposits / shares | $82.6M | $929.6M |
| Capital ratio | 10.42% (stronger) | 10.15% |
| Problem loans | 0.84% (stronger) | 1.73% |
| Net charge-offs | 0.32% (stronger) | 0.43% |
| Return on assets | 1.55% (stronger) | 0.61% |
| Loans ÷ deposits | 66.0% (stronger) | 80.8% |
| Uninsured deposits | 3.8% (stronger) | 4.3% |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.0% |
Traverse Catholic Federal Credit Union has the higher TellerScore (74 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Traverse Catholic Federal Credit Union leads on 7 and 4front Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.