Side-by-side · Q2 2026 data
Traverse Catholic Federal Credit Union vs Credit Union One
Credit union
Traverse Catholic Federal Credit Union
Traverse City, Michigan · Under $100 million in assets
Metric by metric
| Measure | Traverse Catholic Federal Credit Union | Credit Union One |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 54 | 66 (stronger) |
| Loan quality | 72 | 86 (stronger) |
| Earnings | 82 (stronger) | 67 |
| Funding & liquidity | 94 (stronger) | 78 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 49th | 79th |
| Total assets | $92.2M | $1.8B |
| Deposits / shares | $82.6M | $1.6B |
| Capital ratio | 10.42% | 11.63% (stronger) |
| Problem loans | 0.84% | 0.42% (stronger) |
| Net charge-offs | 0.32% | 0.32% (stronger) |
| Return on assets | 1.55% (stronger) | 1.18% |
| Loans ÷ deposits | 66.0% (stronger) | 82.5% |
| Uninsured deposits | 3.8% (stronger) | 5.9% |
| Offices | 3 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.5% |
Credit Union One has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Traverse Catholic Federal Credit Union leads on 3 and Credit Union One on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.