Side-by-side · Q2 2026 data
Traverse Catholic Federal Credit Union vs Lake Huron Credit Union
Credit union
Traverse Catholic Federal Credit Union
Traverse City, Michigan · Under $100 million in assets
Metric by metric
| Measure | Traverse Catholic Federal Credit Union | Lake Huron Credit Union |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 54 | 98 (stronger) |
| Loan quality | 72 (stronger) | 58 |
| Earnings | 82 (stronger) | 57 |
| Funding & liquidity | 94 (stronger) | 66 |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 49th | 49th |
| Total assets | $92.2M | $81.5M |
| Deposits / shares | $82.6M | $66.9M |
| Capital ratio | 10.42% | 14.80% (stronger) |
| Problem loans | 0.84% (stronger) | 1.25% |
| Net charge-offs | 0.32% | 0.13% (stronger) |
| Return on assets | 1.55% (stronger) | 0.92% |
| Loans ÷ deposits | 66.0% (stronger) | 94.6% |
| Uninsured deposits | 3.8% (stronger) | 5.3% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 56.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Traverse Catholic Federal Credit Union leads on 4 and Lake Huron Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.