Side-by-side · Q2 2026 data
Traverse Catholic Federal Credit Union vs Lake Michigan Credit Union
Credit union
Traverse Catholic Federal Credit Union
Traverse City, Michigan · Under $100 million in assets
Metric by metric
| Measure | Traverse Catholic Federal Credit Union | Lake Michigan Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 54 | 63 (stronger) |
| Loan quality | 72 | 88 (stronger) |
| Earnings | 82 (stronger) | 67 |
| Funding & liquidity | 94 (stronger) | 63 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 49th | 71st |
| Total assets | $92.2M | $17.3B |
| Deposits / shares | $82.6M | $14.7B |
| Capital ratio | 10.42% | 11.27% (stronger) |
| Problem loans | 0.84% | 0.35% (stronger) |
| Net charge-offs | 0.32% | 0.16% (stronger) |
| Return on assets | 1.55% (stronger) | 1.18% |
| Loans ÷ deposits | 66.0% (stronger) | 92.8% |
| Uninsured deposits | 3.8% (stronger) | 18.5% |
| Offices | 3 | 38 |
| CFPB complaints (3 yrs) | — | 156 |
| Complaints per $1B deposits | — | 10.6 |
| Mortgage denial rate (HMDA) | — | 7.3% |
Traverse Catholic Federal Credit Union has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Traverse Catholic Federal Credit Union leads on 4 and Lake Michigan Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.