Side-by-side · Q2 2026 data
Trax Federal Credit Union vs Orlando Credit Union
Metric by metric
| Measure | Trax Federal Credit Union | Orlando Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 59 |
| Capital cushion | 80 (stronger) | 40 |
| Loan quality | 40 | 82 (stronger) |
| Earnings | 31 | 31 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 31st | 19th |
| Total assets | $485.1M | $379.2M |
| Deposits / shares | $416.4M | $335.5M |
| Capital ratio | 12.98% (stronger) | 9.04% |
| Problem loans | 1.80% | 0.53% (stronger) |
| Net charge-offs | 1.79% | 1.00% (stronger) |
| Return on assets | 0.28% | 0.28% (stronger) |
| Loans ÷ deposits | 51.9% (stronger) | 83.6% |
| Uninsured deposits | 11.5% (stronger) | 15.7% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.0% | 67.4% |
Trax Federal Credit Union has the higher TellerScore (64 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Trax Federal Credit Union leads on 4 and Orlando Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.