Side-by-side · Q2 2026 data
Tri Boro Federal Credit Union vs Choice One Community Federal Credit Union
Credit union
Choice One Community Federal Credit Union
Plains Township, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Tri Boro Federal Credit Union | Choice One Community Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 45 |
| Capital cushion | 95 (stronger) | 51 |
| Loan quality | 69 (stronger) | 5 |
| Earnings | 44 (stronger) | 34 |
| Funding & liquidity | 82 | 97 (stronger) |
| Problem-loan coverage | 91 (stronger) | 67 |
| Peer percentile | 68th | 3rd |
| Total assets | $130.6M | $130.9M |
| Deposits / shares | $111.4M | $119.1M |
| Capital ratio | 14.50% (stronger) | 10.10% |
| Problem loans | 0.94% (stronger) | 2.86% |
| Net charge-offs | 0.31% (stronger) | 0.38% |
| Return on assets | 0.59% (stronger) | 0.34% |
| Loans ÷ deposits | 78.0% | 63.4% (stronger) |
| Uninsured deposits | 2.0% | 0.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 22.1% |
Tri Boro Federal Credit Union has the higher TellerScore (76 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Tri Boro Federal Credit Union leads on 5 and Choice One Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.