Side-by-side · Q2 2026 data
Tri Boro Federal Credit Union vs Ingersoll-Rand Federal Credit Union
Credit union
Ingersoll-Rand Federal Credit Union
Sayre, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Tri Boro Federal Credit Union | Ingersoll-Rand Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 62 |
| Capital cushion | 95 (stronger) | 85 |
| Loan quality | 69 (stronger) | 49 |
| Earnings | 44 (stronger) | 12 |
| Funding & liquidity | 82 | 90 (stronger) |
| Problem-loan coverage | 91 (stronger) | 86 |
| Peer percentile | 68th | 26th |
| Total assets | $130.6M | $124.3M |
| Deposits / shares | $111.4M | $107.1M |
| Capital ratio | 14.50% (stronger) | 13.53% |
| Problem loans | 0.94% (stronger) | 1.54% |
| Net charge-offs | 0.31% (stronger) | 1.00% |
| Return on assets | 0.59% (stronger) | -0.19% |
| Loans ÷ deposits | 78.0% | 70.4% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 4.9% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 14.5% |
Tri Boro Federal Credit Union has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Tri Boro Federal Credit Union leads on 6 and Ingersoll-Rand Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.