Side-by-side · Q2 2026 data
Tri Boro Federal Credit Union vs Pheple Federal Credit Union
Metric by metric
| Measure | Tri Boro Federal Credit Union | Pheple Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 63 |
| Capital cushion | 95 (stronger) | 46 |
| Loan quality | 69 | 81 (stronger) |
| Earnings | 44 | 50 (stronger) |
| Funding & liquidity | 82 (stronger) | 67 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 68th | 29th |
| Total assets | $130.6M | $134.0M |
| Deposits / shares | $111.4M | $121.1M |
| Capital ratio | 14.50% (stronger) | 9.55% |
| Problem loans | 0.94% | 0.57% (stronger) |
| Net charge-offs | 0.31% (stronger) | 0.33% |
| Return on assets | 0.59% | 0.76% (stronger) |
| Loans ÷ deposits | 78.0% (stronger) | 93.4% |
| Uninsured deposits | 2.0% | 1.2% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 6.9% |
Tri Boro Federal Credit Union has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Tri Boro Federal Credit Union leads on 4 and Pheple Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.