Side-by-side · Q2 2026 data
Tri-Cities Community Federal Credit Union vs Spokane City Credit Union
Credit union
Tri-Cities Community Federal Credit Union
Kennewick, Washington · Under $100 million in assets
Metric by metric
| Measure | Tri-Cities Community Federal Credit Union | Spokane City Credit Union |
|---|---|---|
| TellerScore | 68 | 69 (stronger) |
| Capital cushion | 96 (stronger) | 56 |
| Loan quality | 51 | 96 (stronger) |
| Earnings | 45 (stronger) | 37 |
| Funding & liquidity | 60 | 74 (stronger) |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 36th | 38th |
| Total assets | $75.6M | $65.9M |
| Deposits / shares | $63.9M | $58.4M |
| Capital ratio | 14.62% (stronger) | 10.62% |
| Problem loans | 1.47% | 0.11% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.20% |
| Return on assets | 0.63% (stronger) | 0.43% |
| Loans ÷ deposits | 95.9% | 85.8% (stronger) |
| Uninsured deposits | 18.8% | 3.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
Spokane City Credit Union has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Tri-Cities Community Federal Credit Union leads on 3 and Spokane City Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.