Side-by-side · Q2 2026 data
Tri Counties Bank vs Banner Bank
Metric by metric
| Measure | Tri Counties Bank | Banner Bank |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 70 (stronger) | 62 |
| Loan quality | 69 | 85 (stronger) |
| Earnings | 76 (stronger) | 72 |
| Funding & liquidity | 53 | 55 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 58th | 79th |
| Total assets | $9.9B | $16.6B |
| Deposits / shares | $8.4B | $13.9B |
| Capital ratio | 12.00% (stronger) | 11.15% |
| Problem loans | 0.94% | 0.46% (stronger) |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 1.40% (stronger) | 1.31% |
| Loans ÷ deposits | 85.8% | 85.4% (stronger) |
| Uninsured deposits | 34.1% | 32.5% (stronger) |
| Offices | 69 | 154 |
| CFPB complaints (3 yrs) | — | 65 |
| Complaints per $1B deposits | — | 4.7 |
| Mortgage denial rate (HMDA) | 34.2% | 35.6% |
Banner Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Tri Counties Bank leads on 2 and Banner Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Chico, CA
- Redding, CA
- Grass Valley, CA
- Sacramento, CA
- Yreka, CA
- Folsom, CA
- Mount Shasta, CA
- Red Bluff, CA