Side-by-side · Q2 2026 data
Tri Counties Bank vs Self-Help Federal Credit Union
Metric by metric
| Measure | Tri Counties Bank | Self-Help Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 73 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 69 (stronger) | 66 |
| Earnings | 76 (stronger) | 35 |
| Funding & liquidity | 53 | 70 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 58th | 70th |
| Total assets | $9.9B | $2.4B |
| Deposits / shares | $8.4B | $1.8B |
| Capital ratio | 12.00% | 25.18% (stronger) |
| Problem loans | 0.94% (stronger) | 1.01% |
| Net charge-offs | 0.03% (stronger) | 0.17% |
| Return on assets | 1.40% (stronger) | 0.37% |
| Loans ÷ deposits | 85.8% (stronger) | 90.7% |
| Uninsured deposits | 34.1% | 10.9% (stronger) |
| Offices | 69 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.2% | 14.4% |
Self-Help Federal Credit Union has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Tri Counties Bank leads on 4 and Self-Help Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.