TellerScore

Side-by-side · Q2 2026 data

Tri Counties Bank vs Siskiyou Credit Union

Bank

Tri Counties Bank

Chico, California · $1 billion – $10 billion

70of 100
Strong

Credit union

Siskiyou Credit Union

Yreka, California · $100 million – $1 billion

61of 100
Moderate

Metric by metric

MeasureTri Counties BankSiskiyou Credit Union
TellerScore70 (stronger)61
Capital cushion70 (stronger)47
Loan quality69 (stronger)60
Earnings76 (stronger)68
Funding & liquidity5379 (stronger)
Problem-loan coverage90 (stronger)67
Peer percentile58th24th
Total assets$9.9B$144.3M
Deposits / shares$8.4B$133.6M
Capital ratio12.00% (stronger)9.66%
Problem loans0.94% (stronger)1.19%
Net charge-offs0.03% (stronger)1.44%
Return on assets1.40% (stronger)1.19%
Loans ÷ deposits85.8%81.7% (stronger)
Uninsured deposits34.1%5.8% (stronger)
Offices691
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)34.2%—

Tri Counties Bank has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Tri Counties Bank leads on 5 and Siskiyou Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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