Side-by-side · Q2 2026 data
Tri County Area Federal Credit Union vs Americhoice Federal Credit Union
Credit union
Tri County Area Federal Credit Union
Pottstown, Pennsylvania · $100 million – $1 billion
Credit union
Americhoice Federal Credit Union
Mechanicsburg, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Tri County Area Federal Credit Union | Americhoice Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 66 (stronger) |
| Capital cushion | 56 | 74 (stronger) |
| Loan quality | 48 (stronger) | 43 |
| Earnings | 56 | 56 |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 85 (stronger) | 83 |
| Peer percentile | 31st | 37th |
| Total assets | $215.6M | $240.4M |
| Deposits / shares | $193.0M | $210.5M |
| Capital ratio | 10.62% | 12.39% (stronger) |
| Problem loans | 1.57% (stronger) | 1.72% |
| Net charge-offs | 0.34% | 0.19% (stronger) |
| Return on assets | 0.90% (stronger) | 0.89% |
| Loans ÷ deposits | 57.0% (stronger) | 68.9% |
| Uninsured deposits | 4.6% (stronger) | 7.1% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 18.4% |
Americhoice Federal Credit Union has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Tri County Area Federal Credit Union leads on 4 and Americhoice Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.