Side-by-side · Q2 2026 data
Tri-County Bank & Trust Company vs State Bank
Metric by metric
| Measure | Tri-County Bank & Trust Company | State Bank |
|---|---|---|
| TellerScore | 33 | 71 (stronger) |
| Capital cushion | 41 | 69 (stronger) |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 35 | 63 (stronger) |
| Funding & liquidity | 58 (stronger) | 27 |
| Problem-loan coverage | 46 | 98 (stronger) |
| Peer percentile | 1st | 47th |
| Total assets | $313.9M | $916.1M |
| Deposits / shares | $259.4M | $764.1M |
| Capital ratio | 9.09% | 11.90% (stronger) |
| Problem loans | 3.45% | 0.13% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.01% |
| Return on assets | 0.36% | 1.07% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 91.5% |
| Uninsured deposits | 36.7% (stronger) | 52.2% |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.4% |
State Bank has the higher TellerScore (71 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Tri-County Bank & Trust Company leads on 3 and State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.