Side-by-side · Q2 2026 data
Tri-County Bank vs Oxford Bank
Metric by metric
| Measure | Tri-County Bank | Oxford Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 53 |
| Capital cushion | 86 (stronger) | 69 |
| Loan quality | 57 (stronger) | 25 |
| Earnings | 100 (stronger) | 57 |
| Funding & liquidity | 63 (stronger) | 55 |
| Problem-loan coverage | 85 (stronger) | 63 |
| Peer percentile | 72nd | 9th |
| Total assets | $638.6M | $930.5M |
| Deposits / shares | $545.6M | $782.6M |
| Capital ratio | 13.56% (stronger) | 11.93% |
| Problem loans | 1.30% (stronger) | 2.26% |
| Net charge-offs | -0.02% | -0.06% (stronger) |
| Return on assets | 2.31% (stronger) | 0.92% |
| Loans ÷ deposits | 93.3% | 91.1% (stronger) |
| Uninsured deposits | 18.7% (stronger) | 27.7% |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | — |
Tri-County Bank has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Tri-County Bank leads on 5 and Oxford Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.