Side-by-side · Q2 2026 data
Tri-Valley Bank vs Great Southern Bank
Metric by metric
| Measure | Tri-Valley Bank | Great Southern Bank |
|---|---|---|
| TellerScore | 36 | 73 (stronger) |
| Capital cushion | 43 | 63 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 27 | 70 (stronger) |
| Funding & liquidity | 95 (stronger) | 36 |
| Problem-loan coverage | 35 | 97 (stronger) |
| Peer percentile | 2nd | 70th |
| Total assets | $82.8M | $5.5B |
| Deposits / shares | $77.4M | $4.4B |
| Capital ratio | 9.25% | 11.33% (stronger) |
| Problem loans | 4.09% | 0.02% (stronger) |
| Net charge-offs | 0.81% | 0.04% (stronger) |
| Return on assets | 0.18% | 1.26% (stronger) |
| Loans ÷ deposits | 62.6% (stronger) | 98.6% |
| Uninsured deposits | 17.8% (stronger) | 38.2% |
| Offices | 4 | 100 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.6% |
Great Southern Bank has the higher TellerScore (73 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Tri-Valley Bank leads on 2 and Great Southern Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.