Side-by-side · Q2 2026 data
Triboro Postal Federal Credit Union vs Adirondack Regional Federal Credit Union
Credit union
Triboro Postal Federal Credit Union
Flushing, New York · Under $100 million in assets
Credit union
Adirondack Regional Federal Credit Union
Tupper Lake, New York · Under $100 million in assets
Metric by metric
| Measure | Triboro Postal Federal Credit Union | Adirondack Regional Federal Credit Union |
|---|---|---|
| TellerScore | 54 (stronger) | 48 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 0 | 29 (stronger) |
| Earnings | 0 | 62 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 (stronger) | 0 |
| Peer percentile | 13th | 7th |
| Total assets | $83.9M | $88.3M |
| Deposits / shares | $71.9M | $79.8M |
| Capital ratio | 20.24% (stronger) | 9.52% |
| Problem loans | 6.65% | 2.14% (stronger) |
| Net charge-offs | 0.50% (stronger) | 0.90% |
| Return on assets | -0.57% | 1.04% (stronger) |
| Loans ÷ deposits | 14.1% (stronger) | 58.0% |
| Uninsured deposits | 14.0% | 0.8% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Triboro Postal Federal Credit Union has the higher TellerScore (54 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Triboro Postal Federal Credit Union leads on 4 and Adirondack Regional Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.