TellerScore

Headquartered in Flushing, New York, Triboro Postal Federal Credit Union is a federal credit union with $83.9M in total assets and $71.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1935.

Triboro Postal Federal Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 13% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 227th. Capital cushion contributes the most (100/100, 20.24%); earnings contributes the least (0/100, -0.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.24%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 6.65%
Earnings0/100
Return on assets (annualized): -0.57%
Funding & liquidity100/100
Loans ÷ shares: 14.1% · 14.0% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.96%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 18 points (72 → 54), mostly because the loan quality component weakened by 69 points.

TellerScore
546575Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202464
Q4 202454
Q1 202575
Q2 202572
Q3 202570
Q4 202554
Q1 202672
Q2 202654
Net worth ratio
7.00%15.24%23.48%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.64%
Q3 202423.48%
Q4 202418.99%
Q1 202518.84%
Q2 202518.80%
Q3 202518.79%
Q4 202518.98%
Q1 202619.04%
Q2 202620.24%
Delinquent loans (60+ days)
0.69%3.67%6.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.71%
Q3 20241.94%
Q4 20245.55%
Q1 20250.69%
Q2 20250.94%
Q3 20251.20%
Q4 20256.64%
Q1 20260.95%
Q2 20266.65%
Return on assets
-1.43%-0.93%-0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.80%
Q3 2024-0.72%
Q4 2024-1.43%
Q1 2025-0.43%
Q2 2025-0.84%
Q3 2025-1.02%
Q4 2025-0.77%
Q1 2026-0.57%
Q2 2026-0.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$83.9M20.24%6.65%-0.57%14.1%
Q1 202672$89.8M19.04%0.95%-0.57%13.4%
Q4 202554$90.7M18.98%6.64%-0.77%13.7%
Q3 202570$91.6M18.79%1.20%-1.02%13.6%
Q2 202572$93.2M18.80%0.94%-0.84%13.9%
Q1 202575$94.6M18.84%0.69%-0.43%14.1%
Q4 202454$95.9M18.99%5.55%-1.43%15.9%
Q3 202464$97.6M23.48%1.94%-0.72%15.9%
Q2 202466$95.5M19.64%1.71%-0.80%16.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.24%
78th
Problem loans6.65%
4th
Net charge-offs0.50%
27th
Return on assets-0.57%
10th
Loans to deposits14.1%
97th
Uninsured deposits14.0%
3rd
Loan-loss reserves0.00%
37th
Texas ratio4.0%
36th

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Great Meadow Federal Credit UnionCredit union Hudson Falls, NY70 out of 100, Strong$84.1M10.4%0.58%vs
Lower East Side People'S Federal Credit UnionCredit union New York, NY50 out of 100, Below average$84.8M21.4%4.45%vs
Jamestown Area Community Federal Credit UnionCredit union Jamestown, NY84 out of 100, Strong$85.5M11.0%0.02%vs
Radius Federal Credit UnionCredit union Kenmore, NY70 out of 100, Strong$87.2M15.8%2.50%vs
Adirondack Regional Federal Credit UnionCredit union Tupper Lake, NY48 out of 100, Below average$88.3M9.5%2.14%vs
Eastern Operating Engineers Federal Credit UnionCredit union Whitestone, NY60 out of 100, Moderate$88.6M9.8%0.32%vs

Deposit insurance

Is my money safe at Triboro Postal Federal Credit Union?

Yes. Triboro Postal Federal Credit Union is a federally insured credit union (NCUA charter #119). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 14.0% of shares and deposits ($10.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.24%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Triboro Postal Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Triboro Postal Federal Credit Union
Type
Federal credit union
NCUA charter #
119
RSSD ID
7278
Primary regulator
NCUA
Established
1935
Headquarters
14202 20th Ave, P.O. Box 520487, Flushing, NY 11352
Employees
8

Quick answers

Triboro Postal Federal Credit Union: common questions

Is Triboro Postal Federal Credit Union NCUA insured?

Yes. Triboro Postal Federal Credit Union is a federally insured credit union (NCUA charter #119). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Triboro Postal Federal Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Triboro Postal Federal Credit Union have?

1 office as of the latest NCUA data.