Side-by-side · Q2 2026 data
TriCentury Bank vs K.U.M.C. Credit Union
Metric by metric
| Measure | TriCentury Bank | K.U.M.C. Credit Union |
|---|---|---|
| TellerScore | 77 | 95 (stronger) |
| Capital cushion | 58 | 88 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 87 | 93 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 96th |
| Total assets | $213.8M | $31.4M |
| Deposits / shares | $135.1M | $26.9M |
| Capital ratio | 10.76% | 13.81% (stronger) |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.00% (stronger) | 0.17% |
| Return on assets | 1.68% | 1.84% (stronger) |
| Loans ÷ deposits | 131.0% | 36.6% (stronger) |
| Uninsured deposits | 13.2% | 11.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
K.U.M.C. Credit Union has the higher TellerScore (95 vs 77). On the 7 directional measures above (where higher or lower is clearly better), TriCentury Bank leads on 2 and K.U.M.C. Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.