Side-by-side · Q2 2026 data
TriCentury Bank vs Reliance Credit Union
Metric by metric
| Measure | TriCentury Bank | Reliance Credit Union |
|---|---|---|
| TellerScore | 77 | 93 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 87 (stronger) | 80 |
| Funding & liquidity | 50 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 68th | 94th |
| Total assets | $213.8M | $25.1M |
| Deposits / shares | $135.1M | $20.9M |
| Capital ratio | 10.76% | 16.44% (stronger) |
| Problem loans | 0.00% (stronger) | 0.30% |
| Net charge-offs | 0.00% (stronger) | 0.41% |
| Return on assets | 1.68% (stronger) | 1.50% |
| Loans ÷ deposits | 131.0% | 63.6% (stronger) |
| Uninsured deposits | 13.2% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Reliance Credit Union has the higher TellerScore (93 vs 77). On the 7 directional measures above (where higher or lower is clearly better), TriCentury Bank leads on 3 and Reliance Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.