Side-by-side · Q2 2026 data
Trinity Baptist Church Federal Credit Union vs Spc Credit Union
Credit union
Trinity Baptist Church Federal Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Trinity Baptist Church Federal Credit Union | Spc Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 93 (stronger) | 62 |
| Earnings | 68 (stronger) | 46 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 92nd | 37th |
| Total assets | $2.3M | $265.8M |
| Deposits / shares | $1.9M | $234.3M |
| Capital ratio | 16.83% (stronger) | 11.42% |
| Problem loans | 0.20% (stronger) | 1.13% |
| Net charge-offs | 0.00% (stronger) | 0.71% |
| Return on assets | 1.20% (stronger) | 0.65% |
| Loans ÷ deposits | 42.1% (stronger) | 67.7% |
| Uninsured deposits | 0.0% (stronger) | 3.5% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 46.8% |
Trinity Baptist Church Federal Credit Union has the higher TellerScore (92 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Trinity Baptist Church Federal Credit Union leads on 7 and Spc Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.