TellerScore

Trinity Baptist Church Federal Credit Union (NCUA charter #19619) is based in Florence, South Carolina. Its Q2 2026 call report shows $2.3M in total assets and $1.9M in member shares and deposits and 2 offices across 2 states.

Based on its Q2 2026 filing, Trinity Baptist Church Federal Credit Union scores 92/100, which we describe as very strong. That is higher than 92% of 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in South Carolina, it ranks 3rd. Its strongest component is capital cushion (100/100; 16.83%), and its lowest is earnings (68/100; 1.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.83%
Loan quality93/100
Loans 60+ days delinquent ÷ total loans: 0.20%
Earnings68/100
Return on assets (annualized): 1.20%
Funding & liquidity100/100
Loans ÷ shares: 42.1% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.40%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (93 → 92).

TellerScore
7186100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202493
Q4 202496
Q1 2025100
Q2 202593
Q3 202599
Q4 202580
Q1 202690
Q2 202692
Net worth ratio
7.00%12.07%17.15%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.43%
Q3 202415.00%
Q4 202415.09%
Q1 202515.81%
Q2 202516.38%
Q3 202517.15%
Q4 202516.57%
Q1 202616.69%
Q2 202616.83%
Delinquent loans (60+ days)
0.00%2.98%5.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20245.96%
Q3 20240.75%
Q4 20240.00%
Q1 20250.00%
Q2 20250.60%
Q3 20250.00%
Q4 20250.00%
Q1 20260.19%
Q2 20260.20%
Return on assets
-1.75%0.49%2.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.73%
Q3 20242.68%
Q4 20241.48%
Q1 20252.10%
Q2 20251.78%
Q3 20251.93%
Q4 2025-1.75%
Q1 20260.98%
Q2 20261.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$2.3M16.83%0.20%1.20%42.1%
Q1 202690$2.3M16.69%0.19%0.98%43.6%
Q4 202580$2.3M16.57%0.00%-1.75%43.5%
Q3 202599$2.3M17.15%0.00%1.93%42.2%
Q2 202593$2.4M16.38%0.60%1.78%43.2%
Q1 2025100$2.4M15.81%0.00%2.10%41.1%
Q4 202496$2.4M15.09%0.00%1.48%37.8%
Q3 202493$2.4M15.00%0.75%2.68%39.7%
Q2 202471$2.4M14.43%5.96%2.73%38.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.83%
64th
Problem loans0.20%
74th
Net charge-offs0.00%
77th
Return on assets1.20%
76th
Loans to deposits42.1%
76th
Uninsured deposits0.0%
81st
Loan-loss reserves1.31%
86th
Texas ratio0.4%
77th

Similar-size credit unions in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
S. C. H. D. Dist #7 Federal Credit UnionCredit union Orangeburg, SC51 out of 100, Below average$4.9M17.7%7.50%vs
Brookland Federal Credit UnionCredit union West Columbia, SC41 out of 100, Below average$5.1M11.3%3.19%vs
South Carolina Methodist Conf Credit UnionCredit union Columbia, SC60 out of 100, Moderate$5.6M8.6%0.25%vs
Emerald Credit Association Federal Credit UnionCredit union Greenwood, SC64 out of 100, Moderate$10.3M8.4%0.00%vs
Self Memorial Hospital Federal Credit UnionCredit union Greenwood, SC62 out of 100, Moderate$14.0M10.0%1.19%vs
Anmed Federal Credit UnionCredit union Anderson, SC86 out of 100, Very strong$16.5M14.3%0.08%vs

Deposit insurance

Is my money safe at Trinity Baptist Church Federal Credit Union?

Yes. Trinity Baptist Church Federal Credit Union is a federally insured credit union (NCUA charter #19619). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Trinity Baptist Church Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Trinity Baptist Church Federal Credit Union
Type
Federal credit union
NCUA charter #
19619
RSSD ID
903080
Primary regulator
NCUA
Established
1969
Headquarters
124 W Darlington St, Florence, SC 29501
Employees
2

Quick answers

Trinity Baptist Church Federal Credit Union: common questions

Is Trinity Baptist Church Federal Credit Union NCUA insured?

Yes. Trinity Baptist Church Federal Credit Union is a federally insured credit union (NCUA charter #19619). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Trinity Baptist Church Federal Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Trinity Baptist Church Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Florence

InstitutionScoreAssetsCapitalProblem loansCompare
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
S. C. State Federal Credit UnionCredit union Columbia, SC91 out of 100, Very strong$1.5B15.6%0.82%vs
Carolina Bank & Trust Co.Bank Lamar, SC83 out of 100, Strong$844.6M13.5%0.41%vs
Oconee Federal Savings and Loan AssociationBank Seneca, SC78 out of 100, Strong$679.4M13.6%0.33%vs
Palmetto First Federal Credit UnionCredit union Florence, SC77 out of 100, Strong$64.1M21.0%1.89%vs
Dixies Federal Credit UnionCredit union Darlington, SC77 out of 100, Strong$47.6M22.7%0.80%vs