Side-by-side · Q2 2026 data
Trinity Capital Bank of Texas vs MCBank
Metric by metric
| Measure | Trinity Capital Bank of Texas | MCBank |
|---|---|---|
| TellerScore | 69 (stronger) | 55 |
| Capital cushion | 46 | 50 (stronger) |
| Loan quality | 89 (stronger) | 14 |
| Earnings | 86 (stronger) | 74 |
| Funding & liquidity | 45 | 99 (stronger) |
| Problem-loan coverage | 94 (stronger) | 73 |
| Peer percentile | 40th | 11th |
| Total assets | $456.6M | $467.2M |
| Deposits / shares | $355.1M | $429.6M |
| Capital ratio | 9.56% | 10.01% (stronger) |
| Problem loans | 0.33% (stronger) | 2.57% |
| Net charge-offs | -0.03% (stronger) | 0.09% |
| Return on assets | 1.64% (stronger) | 1.35% |
| Loans ÷ deposits | 100.0% | 46.8% (stronger) |
| Uninsured deposits | 29.1% | 16.1% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.7% | — |
Trinity Capital Bank of Texas has the higher TellerScore (69 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Trinity Capital Bank of Texas leads on 4 and MCBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.