Side-by-side · Q2 2026 data
Trinity U.C.C. Federal Credit Union vs Urbana Municipal Employees Credit Union
Credit union
Trinity U.C.C. Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Credit union
Urbana Municipal Employees Credit Union
Urbana, Illinois · Under $100 million in assets
Metric by metric
| Measure | Trinity U.C.C. Federal Credit Union | Urbana Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 66 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 66 | 86 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 74 |
| Peer percentile | 94th | 32nd |
| Total assets | $4.2M | $4.9M |
| Deposits / shares | $3.5M | $4.2M |
| Capital ratio | 16.50% (stronger) | 15.30% |
| Problem loans | 0.00% (stronger) | 3.18% |
| Net charge-offs | 0.00% (stronger) | 0.16% |
| Return on assets | 1.15% | 1.66% (stronger) |
| Loans ÷ deposits | 2.9% (stronger) | 81.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trinity U.C.C. Federal Credit Union has the higher TellerScore (93 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Trinity U.C.C. Federal Credit Union leads on 5 and Urbana Municipal Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.