Side-by-side · Q2 2026 data
Triumph State Bank vs The First National Bank of Osakis
Metric by metric
| Measure | Triumph State Bank | The First National Bank of Osakis |
|---|---|---|
| TellerScore | 57 | 61 (stronger) |
| Capital cushion | 79 (stronger) | 37 |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 82 (stronger) | 65 |
| Funding & liquidity | 81 (stronger) | 59 |
| Problem-loan coverage | 51 | 89 (stronger) |
| Peer percentile | 16th | 19th |
| Total assets | $93.3M | $97.6M |
| Deposits / shares | $80.0M | $80.9M |
| Capital ratio | 12.87% (stronger) | 8.67% |
| Problem loans | 5.00% | 0.67% (stronger) |
| Net charge-offs | 0.16% | -0.02% (stronger) |
| Return on assets | 1.56% (stronger) | 1.12% |
| Loans ÷ deposits | 78.8% (stronger) | 100.4% |
| Uninsured deposits | 14.8% (stronger) | 15.4% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Osakis has the higher TellerScore (61 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Triumph State Bank leads on 4 and The First National Bank of Osakis on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.