TellerScore

Headquartered in Trimont, Minnesota, Triumph State Bank is a state-chartered bank with $93.3M in total assets and $80.0M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1901.

Based on its Q2 2026 filing, Triumph State Bank scores 57/100, which we describe as moderate. That is higher than only 16% of 546 banks with under $100 million in assets. Among 223 banks headquartered in Minnesota, it ranks 186th. Its strongest component is earnings (82/100; 1.56%), and its lowest is loan quality (0/100; 5.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Tier 1 leverage ratio: 12.87%
Loan quality0/100
Noncurrent loans ÷ total loans: 5.00%
Earnings82/100
Return on assets (annualized): 1.56%
Funding & liquidity81/100
Loans ÷ deposits and uninsured-deposit share: 78.8% · 14.8% uninsured
Problem-loan coverage51/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 24.72%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 23 points (80 → 57), mostly because the loan quality component weakened by 77 points.

TellerScore
486684Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202481
Q4 202481
Q1 202576
Q2 202580
Q3 202548
Q4 202554
Q1 202658
Q2 202657
Tier 1 leverage ratio
5.00%8.96%12.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.41%
Q3 202412.06%
Q4 202412.39%
Q1 202511.84%
Q2 202512.51%
Q3 202512.61%
Q4 202512.92%
Q1 202612.31%
Q2 202612.87%
Noncurrent loans
0.01%3.93%7.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.01%
Q3 20240.54%
Q4 20240.54%
Q1 20251.00%
Q2 20250.68%
Q3 20257.84%
Q4 20254.63%
Q1 20263.18%
Q2 20265.00%
Return on assets
0.77%1.23%1.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.65%
Q3 20241.54%
Q4 20241.60%
Q1 20251.59%
Q2 20251.59%
Q3 20250.77%
Q4 20251.06%
Q1 20261.69%
Q2 20261.56%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202657$93.3M12.87%5.00%1.56%78.8%
Q1 202658$94.9M12.31%3.18%1.69%77.7%
Q4 202554$92.2M12.92%4.63%1.06%79.6%
Q3 202548$86.8M12.61%7.84%0.77%74.8%
Q2 202580$89.0M12.51%0.68%1.59%76.3%
Q1 202576$93.3M11.84%1.00%1.59%72.3%
Q4 202481$90.9M12.39%0.54%1.60%79.1%
Q3 202481$88.1M12.06%0.54%1.54%74.3%
Q2 202484$89.0M11.41%0.01%1.65%75.2%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.87%
51st
Total risk-based capital17.70%
69th
Problem loans5.00%
6th
Net charge-offs0.16%
14th
Return on assets1.56%
77th
Net interest margin5.13%
91st
Efficiency ratio52.5%
87th
Loans to deposits78.8%
31st
Uninsured deposits14.8%
54th
Loan-loss reserves1.29%
57th
Texas ratio24.7%
6th

Similar-size banks in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Integrity Bank PlusBank Wabasso, MN63 out of 100, Moderate$93.4M11.5%2.27%vs
First Farmers & Merchants State Bank of Grand MeadowBank Grand Meadow, MN68 out of 100, Moderate$93.0M9.4%0.17%vs
First Farmers & Merchants State BankBank Brownsdale, MN67 out of 100, Moderate$96.4M11.5%1.31%vs
The Miners National Bank of EvelethBank Eveleth, MN74 out of 100, Strong$96.6M10.1%0.00%vs
The First National Bank of OsakisBank Osakis, MN61 out of 100, Moderate$97.6M8.7%0.67%vs
Concorde BankBank Blomkest, MN48 out of 100, Below average$88.3M10.1%2.73%vs

Deposit insurance

Is my money safe at Triumph State Bank?

Yes. Triumph State Bank is an FDIC-insured institution (FDIC certificate #1906). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 14.8% of deposits ($11.9M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.87%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.70% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Triumph State Bank lists 4 offices in 4 cities. Most locations:

  • Butterfield, MN (1)
  • Comfrey, MN (1)
  • Darfur, MN (1)
  • Trimont, MN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Triumph State Bank
Type
State-chartered bank
FDIC certificate #
1906
RSSD ID
803256
Primary regulator
FDIC
Holding company
Trimont Bcorp
Established
October 1, 1901
Headquarters
519 Main St E, Trimont, MN 56176
Employees
16

Quick answers

Triumph State Bank: common questions

Is Triumph State Bank FDIC insured?

Yes. Triumph State Bank is an FDIC-insured institution (FDIC certificate #1906). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Triumph State Bank's TellerScore?

57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Triumph State Bank ever failed?

There is no failure record for FDIC certificate #1906 in the FDIC failed bank list.

How many branches does Triumph State Bank have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Trimont

InstitutionScoreAssetsCapitalProblem loansCompare
Welcome State BankBank Welcome, MN90 out of 100, Very strong$44.3M12.8%0.00%vs
Worthington Federal Savings Bank, FSBBank Worthington, MN80 out of 100, Strong$135.4M14.8%0.65%vs
Profinium, Inc.Bank Truman, MN72 out of 100, Strong$533.1M10.2%0.13%vs
Pioneer BankBank Mapleton, MN71 out of 100, Strong$883.8M10.2%0.58%vs
Farmers State Bank of TrimontBank Trimont, MN70 out of 100, Strong$73.1M17.4%1.05%vs
Citizens Bank MinnesotaBank New Ulm, MN70 out of 100, Strong$596.0M9.3%0.02%vs