Side-by-side · Q2 2026 data
Troy Bank & Trust Company vs Regions Bank
Metric by metric
| Measure | Troy Bank & Trust Company | Regions Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 64 |
| Capital cushion | 78 (stronger) | 45 |
| Loan quality | 55 | 69 (stronger) |
| Earnings | 75 | 78 (stronger) |
| Funding & liquidity | 41 | 59 (stronger) |
| Problem-loan coverage | 84 | 90 (stronger) |
| Peer percentile | 44th | 73rd |
| Total assets | $1.6B | $159.8B |
| Deposits / shares | $1.4B | $131.8B |
| Capital ratio | 12.83% (stronger) | 9.50% |
| Problem loans | 1.35% | 0.93% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.47% |
| Return on assets | 1.37% | 1.46% (stronger) |
| Loans ÷ deposits | 74.6% (stronger) | 74.6% |
| Uninsured deposits | 55.1% | 39.2% (stronger) |
| Offices | 14 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,181 |
| Complaints per $1B deposits | — | 24.1 |
| Mortgage denial rate (HMDA) | — | 43.1% |
Troy Bank & Trust Company has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Troy Bank & Trust Company leads on 4 and Regions Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.