Side-by-side · Q2 2026 data
Troy Federal Credit Union vs Hudson River Community Federal Credit Union
Credit union
Hudson River Community Federal Credit Union
Corinth, New York · $100 million – $1 billion
Metric by metric
| Measure | Troy Federal Credit Union | Hudson River Community Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 89 (stronger) | 61 |
| Earnings | 25 | 66 (stronger) |
| Funding & liquidity | 89 (stronger) | 67 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 65th | 71st |
| Total assets | $3.7M | $364.2M |
| Deposits / shares | $3.1M | $304.9M |
| Capital ratio | 15.79% (stronger) | 15.29% |
| Problem loans | 0.33% (stronger) | 1.17% |
| Net charge-offs | 0.00% (stronger) | 0.29% |
| Return on assets | 0.13% | 1.15% (stronger) |
| Loans ÷ deposits | 71.7% (stronger) | 93.4% |
| Uninsured deposits | 0.0% (stronger) | 7.7% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Troy Federal Credit Union has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Troy Federal Credit Union leads on 6 and Hudson River Community Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.