Side-by-side · Q2 2026 data
Tru Federal Credit Union vs Founders Federal Credit Union
Credit union
Tru Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Tru Federal Credit Union | Founders Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 79 (stronger) |
| Capital cushion | 60 | 86 (stronger) |
| Loan quality | 86 (stronger) | 77 |
| Earnings | 25 | 77 (stronger) |
| Funding & liquidity | 92 (stronger) | 66 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 36th | 86th |
| Total assets | $63.4M | $5.2B |
| Deposits / shares | $54.9M | $4.4B |
| Capital ratio | 11.01% | 13.62% (stronger) |
| Problem loans | 0.42% (stronger) | 0.68% |
| Net charge-offs | 1.02% (stronger) | 1.07% |
| Return on assets | 0.12% | 1.43% (stronger) |
| Loans ÷ deposits | 68.2% (stronger) | 94.2% |
| Uninsured deposits | 1.1% (stronger) | 11.4% |
| Offices | 4 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.2% |
Founders Federal Credit Union has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Tru Federal Credit Union leads on 4 and Founders Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.