Side-by-side · Q2 2026 data
True Sky Federal Credit Union vs Oklahoma Educators Credit Union
Credit union
True Sky Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Credit union
Oklahoma Educators Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | True Sky Federal Credit Union | Oklahoma Educators Credit Union |
|---|---|---|
| TellerScore | 48 | 72 (stronger) |
| Capital cushion | 13 | 63 (stronger) |
| Loan quality | 68 | 83 (stronger) |
| Earnings | 29 | 46 (stronger) |
| Funding & liquidity | 88 | 95 (stronger) |
| Problem-loan coverage | 78 | 93 (stronger) |
| Peer percentile | 4th | 57th |
| Total assets | $778.4M | $305.2M |
| Deposits / shares | $715.3M | $240.4M |
| Capital ratio | 6.35% | 11.26% (stronger) |
| Problem loans | 0.96% | 0.51% (stronger) |
| Net charge-offs | 0.74% (stronger) | 1.07% |
| Return on assets | 0.23% | 0.66% (stronger) |
| Loans ÷ deposits | 72.4% | 65.2% (stronger) |
| Uninsured deposits | 7.9% | 5.0% (stronger) |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.2% |
Oklahoma Educators Credit Union has the higher TellerScore (72 vs 48). On the 7 directional measures above (where higher or lower is clearly better), True Sky Federal Credit Union leads on 1 and Oklahoma Educators Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.