Side-by-side · Q2 2026 data
Truenergy Federal Credit Union vs N a E Federal Credit Union
Metric by metric
| Measure | Truenergy Federal Credit Union | N a E Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 81 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 75 | 88 (stronger) |
| Earnings | 31 | 33 (stronger) |
| Funding & liquidity | 75 | 82 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 45th | 80th |
| Total assets | $125.7M | $125.9M |
| Deposits / shares | $109.6M | $102.2M |
| Capital ratio | 12.55% | 16.02% (stronger) |
| Problem loans | 0.74% | 0.36% (stronger) |
| Net charge-offs | 0.40% (stronger) | 0.56% |
| Return on assets | 0.28% | 0.31% (stronger) |
| Loans ÷ deposits | 85.2% | 78.0% (stronger) |
| Uninsured deposits | 7.7% (stronger) | 12.3% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
N a E Federal Credit Union has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Truenergy Federal Credit Union leads on 2 and N a E Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.