Side-by-side · Q2 2026 data
Trugrocer Federal Credit Union vs Freedom Northwest Credit Union
Metric by metric
| Measure | Trugrocer Federal Credit Union | Freedom Northwest Credit Union |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 73 | 80 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 60th | 82nd |
| Total assets | $320.1M | $693.1M |
| Deposits / shares | $267.8M | $509.8M |
| Capital ratio | 16.03% (stronger) | 13.40% |
| Problem loans | 0.81% | 0.61% (stronger) |
| Net charge-offs | 0.26% | 0.03% (stronger) |
| Return on assets | -0.85% | 2.46% (stronger) |
| Loans ÷ deposits | 57.3% (stronger) | 115.7% |
| Uninsured deposits | 9.0% | 3.6% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 0.0% |
Freedom Northwest Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Trugrocer Federal Credit Union leads on 2 and Freedom Northwest Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.