The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (80 → 82), mostly because the capital cushion component improved by 14 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Idaho

Yes. Freedom Northwest Credit Union is a federally insured credit union (NCUA charter #65722). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($18.1M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.40%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Freedom Northwest Credit Union lists 2 offices in 2 cities. Most locations:

• Kamiah, ID (1)
• Kooskia, ID (1)

All branch addresses and map

In 2025, Freedom Northwest Credit Union reported 504 home-loan applications under HMDA (LEI 254900N133DZGPB2X985): 504 originated ($109,830,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Freedom Northwest Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

65722

RSSD ID

435198

Primary regulator

State + NCUA

Established

1963

Headquarters

Po Box 68, Kamiah, ID 83536

Employees

47