Side-by-side · Q2 2026 data
Truist Bank vs Benchmark Community Bank
Metric by metric
| Measure | Truist Bank | Benchmark Community Bank |
|---|---|---|
| TellerScore | 63 | 75 (stronger) |
| Capital cushion | 48 | 48 |
| Loan quality | 76 | 94 (stronger) |
| Earnings | 66 | 85 (stronger) |
| Funding & liquidity | 49 | 71 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 61st | 77th |
| Total assets | $548.3B | $1.4B |
| Deposits / shares | $419.2B | $1.3B |
| Capital ratio | 9.82% (stronger) | 9.80% |
| Problem loans | 0.72% | 0.17% (stronger) |
| Net charge-offs | 0.55% | 0.02% (stronger) |
| Return on assets | 1.16% | 1.63% (stronger) |
| Loans ÷ deposits | 78.0% (stronger) | 88.9% |
| Uninsured deposits | 44.9% | 7.8% (stronger) |
| Offices | 1,908 | 18 |
| CFPB complaints (3 yrs) | 14,419 | — |
| Complaints per $1B deposits | 34.4 | — |
| Mortgage denial rate (HMDA) | 40.8% | 9.1% |
Benchmark Community Bank has the higher TellerScore (75 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Truist Bank leads on 2 and Benchmark Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wake Forest, NC
- Farmville, VA
- Henderson, NC
- Emporia, VA
- South Boston, VA
- South Hill, VA