Side-by-side · Q2 2026 data
Truist Bank vs F&M Bank
Metric by metric
| Measure | Truist Bank | F&M Bank |
|---|---|---|
| TellerScore | 63 | 88 (stronger) |
| Capital cushion | 48 | 99 (stronger) |
| Loan quality | 76 | 87 (stronger) |
| Earnings | 66 | 76 (stronger) |
| Funding & liquidity | 49 | 75 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 61st | 92nd |
| Total assets | $548.3B | $419.9M |
| Deposits / shares | $419.2B | $356.8M |
| Capital ratio | 9.82% | 14.93% (stronger) |
| Problem loans | 0.72% | 0.38% (stronger) |
| Net charge-offs | 0.55% | 0.00% (stronger) |
| Return on assets | 1.16% | 1.40% (stronger) |
| Loans ÷ deposits | 78.0% | 77.3% (stronger) |
| Uninsured deposits | 44.9% | 22.2% (stronger) |
| Offices | 1,908 | 5 |
| CFPB complaints (3 yrs) | 14,419 | — |
| Complaints per $1B deposits | 34.4 | — |
| Mortgage denial rate (HMDA) | 40.8% | — |
F&M Bank has the higher TellerScore (88 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Truist Bank leads on 0 and F&M Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.