Side-by-side · Q2 2026 data
Truist Bank vs First State Bank
Metric by metric
| Measure | Truist Bank | First State Bank |
|---|---|---|
| TellerScore | 63 | 67 (stronger) |
| Capital cushion | 48 | 53 (stronger) |
| Loan quality | 76 | 95 (stronger) |
| Earnings | 66 (stronger) | 41 |
| Funding & liquidity | 49 | 60 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 61st | 44th |
| Total assets | $548.3B | $1.2B |
| Deposits / shares | $419.2B | $1.1B |
| Capital ratio | 9.82% | 10.32% (stronger) |
| Problem loans | 0.72% | 0.15% (stronger) |
| Net charge-offs | 0.55% | -0.06% (stronger) |
| Return on assets | 1.16% (stronger) | 0.52% |
| Loans ÷ deposits | 78.0% | 74.5% (stronger) |
| Uninsured deposits | 44.9% | 38.0% (stronger) |
| Offices | 1,908 | 8 |
| CFPB complaints (3 yrs) | 14,404 | — |
| Complaints per $1B deposits | 34.4 | — |
| Mortgage denial rate (HMDA) | 40.8% | — |
First State Bank has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Truist Bank leads on 1 and First State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Key West, FL
- Marathon, FL