Side-by-side · Q2 2026 data
Truist Bank vs State Employees' Credit Union
Metric by metric
| Measure | Truist Bank | State Employees' Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 50 |
| Capital cushion | 48 | 51 (stronger) |
| Loan quality | 76 (stronger) | 21 |
| Earnings | 66 (stronger) | 49 |
| Funding & liquidity | 49 | 88 (stronger) |
| Problem-loan coverage | 93 (stronger) | 69 |
| Peer percentile | 61st | 6th |
| Total assets | $548.3B | $60.0B |
| Deposits / shares | $419.2B | $53.5B |
| Capital ratio | 9.82% | 10.12% (stronger) |
| Problem loans | 0.72% (stronger) | 2.38% |
| Net charge-offs | 0.55% (stronger) | 0.66% |
| Return on assets | 1.16% (stronger) | 0.72% |
| Loans ÷ deposits | 78.0% | 72.3% (stronger) |
| Uninsured deposits | 44.9% | 8.6% (stronger) |
| Offices | 1,908 | 280 |
| CFPB complaints (3 yrs) | 14,404 | — |
| Complaints per $1B deposits | 34.4 | — |
| Mortgage denial rate (HMDA) | 40.8% | — |
Truist Bank has the higher TellerScore (63 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Truist Bank leads on 4 and State Employees' Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Raleigh, NC
- Charlotte, NC
- Greensboro, NC
- Durham, NC
- Winston Salem, NC
- Wilmington, NC
- Asheville, NC
- Cary, NC
- Fayetteville, NC
- Greenville, NC
- Hickory, NC
- Wilson, NC
- High Point, NC
- Chapel Hill, NC
- New Bern, NC
- Concord, NC
- Goldsboro, NC
- Gastonia, NC
- Rocky Mount, NC
- Burlington, NC
- Kinston, NC
- Lumberton, NC
- Sanford, NC
- Kernersville, NC
- Garner, NC
- Monroe, NC
- Matthews, NC
- Fuquay Varina, NC
- Roanoke Rapids, NC
- Pittsboro, NC