Side-by-side · Q2 2026 data
Truity Federal Credit Union vs Communication Federal Credit Union
Credit union
Truity Federal Credit Union
Bartlesville, Oklahoma · $1 billion – $10 billion
Credit union
Communication Federal Credit Union
Oklahoma City, Oklahoma · $1 billion – $10 billion
Metric by metric
| Measure | Truity Federal Credit Union | Communication Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 68 (stronger) |
| Capital cushion | 38 | 68 (stronger) |
| Loan quality | 75 (stronger) | 59 |
| Earnings | 17 | 61 (stronger) |
| Funding & liquidity | 66 | 82 (stronger) |
| Problem-loan coverage | 84 (stronger) | 82 |
| Peer percentile | 8th | 50th |
| Total assets | $1.3B | $2.4B |
| Deposits / shares | $1.1B | $2.1B |
| Capital ratio | 8.76% | 11.83% (stronger) |
| Problem loans | 0.75% (stronger) | 1.24% |
| Net charge-offs | 1.20% (stronger) | 1.57% |
| Return on assets | -0.07% | 1.03% (stronger) |
| Loans ÷ deposits | 94.0% | 77.5% (stronger) |
| Uninsured deposits | 11.2% (stronger) | 15.6% |
| Offices | 7 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | 14.9% |
Communication Federal Credit Union has the higher TellerScore (68 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Truity Federal Credit Union leads on 3 and Communication Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.