Side-by-side · Q2 2026 data
TruNorth Bank vs Polish National Credit Union
Metric by metric
| Measure | TruNorth Bank | Polish National Credit Union |
|---|---|---|
| TellerScore | 48 | 76 (stronger) |
| Capital cushion | 48 | 86 (stronger) |
| Loan quality | 44 | 94 (stronger) |
| Earnings | 41 | 41 |
| Funding & liquidity | 49 | 56 (stronger) |
| Problem-loan coverage | 75 | 98 (stronger) |
| Peer percentile | 6th | 68th |
| Total assets | $2.0B | $776.9M |
| Deposits / shares | $1.8B | $614.5M |
| Capital ratio | 9.82% | 13.58% (stronger) |
| Problem loans | 1.67% | 0.17% (stronger) |
| Net charge-offs | 0.08% | -0.04% (stronger) |
| Return on assets | 0.52% (stronger) | 0.52% |
| Loans ÷ deposits | 90.1% (stronger) | 104.4% |
| Uninsured deposits | 34.4% | 8.3% (stronger) |
| Offices | 55 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.0% |
Polish National Credit Union has the higher TellerScore (76 vs 48). On the 7 directional measures above (where higher or lower is clearly better), TruNorth Bank leads on 2 and Polish National Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Southampton, MA
- Westfield, MA