Side-by-side · Q2 2026 data
Trunorth Federal Credit Union vs Embers Credit Union
Metric by metric
| Measure | Trunorth Federal Credit Union | Embers Credit Union |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 52 | 71 (stronger) |
| Loan quality | 90 (stronger) | 79 |
| Earnings | 58 | 62 (stronger) |
| Funding & liquidity | 98 (stronger) | 85 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 63rd | 68th |
| Total assets | $203.5M | $621.8M |
| Deposits / shares | $184.0M | $544.3M |
| Capital ratio | 10.21% | 12.07% (stronger) |
| Problem loans | 0.31% (stronger) | 0.64% |
| Net charge-offs | 0.15% | 0.09% (stronger) |
| Return on assets | 0.95% | 1.06% (stronger) |
| Loans ÷ deposits | 62.5% (stronger) | 75.1% |
| Uninsured deposits | 3.4% (stronger) | 5.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Embers Credit Union has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Trunorth Federal Credit Union leads on 3 and Embers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.