Side-by-side · Q2 2026 data
TruPoint Bank vs Champion Credit Union
Metric by metric
| Measure | TruPoint Bank | Champion Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 74 |
| Capital cushion | 56 | 72 (stronger) |
| Loan quality | 99 (stronger) | 92 |
| Earnings | 65 (stronger) | 52 |
| Funding & liquidity | 80 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 68th | 63rd |
| Total assets | $690.8M | $551.9M |
| Deposits / shares | $593.7M | $468.7M |
| Capital ratio | 10.60% | 12.20% (stronger) |
| Problem loans | 0.02% (stronger) | 0.24% |
| Net charge-offs | -0.11% (stronger) | 0.31% |
| Return on assets | 1.12% (stronger) | 0.81% |
| Loans ÷ deposits | 77.7% (stronger) | 95.2% |
| Uninsured deposits | 17.1% | 11.0% (stronger) |
| Offices | 16 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | — |
TruPoint Bank has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), TruPoint Bank leads on 5 and Champion Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.