Side-by-side · Q2 2026 data
TruPoint Bank vs First Sentinel Bank
Metric by metric
| Measure | TruPoint Bank | First Sentinel Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 67 |
| Capital cushion | 56 (stronger) | 50 |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 65 (stronger) | 54 |
| Funding & liquidity | 80 (stronger) | 49 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 68th | 34th |
| Total assets | $690.8M | $398.0M |
| Deposits / shares | $593.7M | $348.5M |
| Capital ratio | 10.60% (stronger) | 10.02% |
| Problem loans | 0.02% (stronger) | 0.11% |
| Net charge-offs | -0.11% (stronger) | 0.33% |
| Return on assets | 1.12% (stronger) | 0.85% |
| Loans ÷ deposits | 77.7% (stronger) | 96.0% |
| Uninsured deposits | 17.1% (stronger) | 28.5% |
| Offices | 16 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 5.7% |
TruPoint Bank has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), TruPoint Bank leads on 7 and First Sentinel Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Abingdon, VA
- Lebanon, VA
- Pounding Mill, VA
- Richlands, VA