Side-by-side · Q2 2026 data
TruPoint Bank vs New Peoples Bank, Inc.
Metric by metric
| Measure | TruPoint Bank | New Peoples Bank, Inc. |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 56 | 62 (stronger) |
| Loan quality | 99 (stronger) | 85 |
| Earnings | 65 | 79 (stronger) |
| Funding & liquidity | 80 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 68th | 64th |
| Total assets | $690.8M | $942.5M |
| Deposits / shares | $593.7M | $828.4M |
| Capital ratio | 10.60% | 11.17% (stronger) |
| Problem loans | 0.02% (stronger) | 0.45% |
| Net charge-offs | -0.11% (stronger) | 0.06% |
| Return on assets | 1.12% | 1.48% (stronger) |
| Loans ÷ deposits | 77.7% (stronger) | 87.6% |
| Uninsured deposits | 17.1% | 12.7% (stronger) |
| Offices | 16 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 5.9% |
TruPoint Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), TruPoint Bank leads on 4 and New Peoples Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Abingdon, VA
- Grundy, VA
- Kingsport, TN
- Bristol, VA
- Lebanon, VA
- Pounding Mill, VA