Side-by-side · Q2 2026 data
TruPoint Bank vs Oak View National Bank
Metric by metric
| Measure | TruPoint Bank | Oak View National Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 56 (stronger) | 32 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 65 (stronger) | 57 |
| Funding & liquidity | 80 | 84 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 40th |
| Total assets | $690.8M | $966.1M |
| Deposits / shares | $593.7M | $693.0M |
| Capital ratio | 10.60% (stronger) | 8.16% |
| Problem loans | 0.02% | 0.01% (stronger) |
| Net charge-offs | -0.11% (stronger) | 0.00% |
| Return on assets | 1.12% (stronger) | 0.93% |
| Loans ÷ deposits | 77.7% | 56.0% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 30.1% |
| Offices | 16 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | — |
TruPoint Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), TruPoint Bank leads on 5 and Oak View National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.