Side-by-side · Q2 2026 data
TruPoint Bank vs Select Bank
Metric by metric
| Measure | TruPoint Bank | Select Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 59 |
| Capital cushion | 56 (stronger) | 45 |
| Loan quality | 99 (stronger) | 65 |
| Earnings | 65 | 69 (stronger) |
| Funding & liquidity | 80 (stronger) | 48 |
| Problem-loan coverage | 100 (stronger) | 79 |
| Peer percentile | 68th | 17th |
| Total assets | $690.8M | $524.4M |
| Deposits / shares | $593.7M | $448.4M |
| Capital ratio | 10.60% (stronger) | 9.54% |
| Problem loans | 0.02% (stronger) | 1.06% |
| Net charge-offs | -0.11% (stronger) | -0.00% |
| Return on assets | 1.12% | 1.22% (stronger) |
| Loans ÷ deposits | 77.7% (stronger) | 101.7% |
| Uninsured deposits | 17.1% (stronger) | 24.4% |
| Offices | 16 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 1.9% |
TruPoint Bank has the higher TellerScore (77 vs 59). On the 7 directional measures above (where higher or lower is clearly better), TruPoint Bank leads on 6 and Select Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.