Side-by-side · Q2 2026 data
TruPoint Bank vs Telco Community Credit Union
Metric by metric
| Measure | TruPoint Bank | Telco Community Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 56 | 74 (stronger) |
| Loan quality | 99 (stronger) | 59 |
| Earnings | 65 | 75 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 68th | 68th |
| Total assets | $690.8M | $429.3M |
| Deposits / shares | $593.7M | $371.1M |
| Capital ratio | 10.60% | 12.43% (stronger) |
| Problem loans | 0.02% (stronger) | 1.23% |
| Net charge-offs | -0.11% (stronger) | 0.16% |
| Return on assets | 1.12% | 1.39% (stronger) |
| Loans ÷ deposits | 77.7% | 60.6% (stronger) |
| Uninsured deposits | 17.1% | 8.1% (stronger) |
| Offices | 16 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 2.6% |
TruPoint Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), TruPoint Bank leads on 3 and Telco Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.