Side-by-side · Q2 2026 data
Trust Federal Credit Union vs Kimberly Clark Credit Union
Credit union
Trust Federal Credit Union
Chattanooga, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Trust Federal Credit Union | Kimberly Clark Credit Union |
|---|---|---|
| TellerScore | 44 | 75 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 0 | 56 (stronger) |
| Earnings | 34 | 41 (stronger) |
| Funding & liquidity | 74 | 87 (stronger) |
| Problem-loan coverage | 55 | 93 (stronger) |
| Peer percentile | 2nd | 66th |
| Total assets | $141.8M | $144.7M |
| Deposits / shares | $123.7M | $111.5M |
| Capital ratio | 11.65% | 22.34% (stronger) |
| Problem loans | 3.41% | 1.33% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.70% |
| Return on assets | 0.36% | 0.52% (stronger) |
| Loans ÷ deposits | 85.8% | 73.2% (stronger) |
| Uninsured deposits | 11.8% | 10.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | — |
Kimberly Clark Credit Union has the higher TellerScore (75 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Trust Federal Credit Union leads on 1 and Kimberly Clark Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.