Side-by-side · Q2 2026 data
TrustBank vs Flora Bank & Trust
Metric by metric
| Measure | TrustBank | Flora Bank & Trust |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 48 (stronger) | 39 |
| Loan quality | 76 | 92 (stronger) |
| Earnings | 98 (stronger) | 57 |
| Funding & liquidity | 49 | 80 (stronger) |
| Problem-loan coverage | 74 | 96 (stronger) |
| Peer percentile | 37th | 37th |
| Total assets | $640.2M | $126.0M |
| Deposits / shares | $557.6M | $117.2M |
| Capital ratio | 9.81% (stronger) | 8.94% |
| Problem loans | 0.73% | 0.23% (stronger) |
| Net charge-offs | 0.27% | 0.04% (stronger) |
| Return on assets | 1.94% (stronger) | 0.92% |
| Loans ÷ deposits | 97.0% | 53.0% (stronger) |
| Uninsured deposits | 27.9% (stronger) | 33.3% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), TrustBank leads on 3 and Flora Bank & Trust on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.