Side-by-side · Q2 2026 data
TrustCo Bank vs Bank of India
Metric by metric
| Measure | TrustCo Bank | Bank of India |
|---|---|---|
| TellerScore | 62 (stronger) | 48 |
| Capital cushion | 34 (stronger) | 0 |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 61 (stronger) | 20 |
| Funding & liquidity | 59 | 92 (stronger) |
| Problem-loan coverage | 92 | — |
| Peer percentile | 27th | 6th |
| Total assets | $6.5B | $7.4B |
| Deposits / shares | $5.7B | $5.7B |
| Capital ratio | 8.38% (stronger) | 0.00% |
| Problem loans | 0.40% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.04% (stronger) | 0.00% |
| Loans ÷ deposits | 93.7% | 67.9% (stronger) |
| Uninsured deposits | 22.0% | 1.0% (stronger) |
| Offices | 133 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.5% | — |
TrustCo Bank has the higher TellerScore (62 vs 48). On the 7 directional measures above (where higher or lower is clearly better), TrustCo Bank leads on 4 and Bank of India on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.