Side-by-side · Q2 2026 data
TrustTexas Bank, SSB vs The MINT National Bank
Metric by metric
| Measure | TrustTexas Bank, SSB | The MINT National Bank |
|---|---|---|
| TellerScore | 54 | 61 (stronger) |
| Capital cushion | 30 | 100 (stronger) |
| Loan quality | 78 (stronger) | 7 |
| Earnings | 30 | 78 (stronger) |
| Funding & liquidity | 89 (stronger) | 52 |
| Problem-loan coverage | 63 (stronger) | 57 |
| Peer percentile | 10th | 20th |
| Total assets | $393.5M | $388.9M |
| Deposits / shares | $384.8M | $306.5M |
| Capital ratio | 8.02% | 18.35% (stronger) |
| Problem loans | 0.67% (stronger) | 2.78% |
| Net charge-offs | 0.04% | -0.01% (stronger) |
| Return on assets | 0.24% | 1.44% (stronger) |
| Loans ÷ deposits | 54.9% (stronger) | 100.8% |
| Uninsured deposits | 25.5% | 21.8% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.3% | — |
The MINT National Bank has the higher TellerScore (61 vs 54). On the 7 directional measures above (where higher or lower is clearly better), TrustTexas Bank, SSB leads on 2 and The MINT National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.